Covéa Protection Juridique – a leading provider of commercial legal protection

MMA’s business legal protection cover is insured and managed by Covéa Protection Juridique, a market leader in commercial lines insurance⁽¹⁾.

Protecting your interests and providing legal support

You will receive support at every stage of your company’s life cycle, for example : information about French law, amicable negotiations in the event of a dispute, and coverage of expenses incurred as a result of legal proceedings (up to the maximum amounts, terms and within the coverage of your policy).

Should you find yourself dealing with disputes in a number of areas – with suppliers, employees, customers, competitors or the civil service – you will be able to take advantage of the negotiating skills of our legal experts to transact as many disputes as possible outside court.

The tailored solutions provided through the legal protection policy

Tailor-made legal protection entails responding to your specific needs by offering customised cover, services and management.

This solution is oriented in particular towards companies, consortia, non-profit organisations, federations, unions, regulated professions and homeowners’ associations. We offer “à la carte” legal protection cover, with optional additional services.

Here is an example policy tailored specifically to policyholders of complementary health insurance that covers health-related litigation risks such as:

• Recourse against a practician in the event of a medical error ;
• Litigation related to defective vaccines or medication ;
• Litigation related to loan reimbursements following invalidity.

Cover limits and policy management are tailored to take account of the specific characteristics of medical examinations and support is available for members from a team of legal experts.

Advantages of the legal protection policy

• Solutions tailored to suit the business activities and risks faced by your company ;
• Personalised support from the first call. Our legal experts are available from 8.00am to 8.00pm Monday to Friday to provide policyholders with information about various areas of French law;
• Expertise in amicable negotiation: the priority is to reach an amicable agreement. Lawyers specialising in negotiation contact the other party in order to come to a solution negotiated in the customers’ best interests and avoid lengthy and costly legal proceedings;
• Legal support and follow-up: If no amicable solution can be found, the legal experts help the policyholder to take legal action and Covéa Protection Juridique pays for legal costs up to the covered amount and taking account of any exclusions.

(1) GSPJ figures for 2023