Property insurance: solutions to address the challenges facing businesses

We offer a complete range of solutions to cover the various business property risks faced by industrial, commercial and services companies, which can be tailored to each business’s needs.

MMA’s “all risks” insurance

This product has been designed to be easy to understand. It offers you peace of mind thanks to comprehensive, innovative coverage. Written in an “all risks” format, meaning that any risk that is not expressly excluded is covered, it offers:

• Comprehensive coverage for all the risks that could affect your premises and the sites on which you operate, 
• Drafting that clearly specifies the exclusions,
• Adaptable levels of cover and excesses that can be tailored to suit your needs,
• Optional cover for the cost of complying with environmental standards, as well as for “environmental damage” and “loss of goods in controlled-atmosphere storage” risks, to help you address the new challenges relating to the climate transition.

Tailored insurance from MMA

This insurance solution lists the hazards covered to provide the highest standard of business risk coverage – including property damage, business interruption losses due to property damage, liability in relation to occupancy of buildings, and associated costs and losses – with a choice of add-ons available:

• Additional cover for theft, glass damage, machinery breakdown, loss of goods in controlled-temperature or controlled-atmosphere storage, loss of liquids, financial loss, etc.,
• Optional extra coverage for outdoor installations, goods in transit and additional costs relating to peak energy load management,
• Coverage for crisis management and restoring brand image, and property owner’s liability cover.

We stand out thanks to the winning combination of a local presence, with staff on the ground across eight French regions, coupled with technical expertise provided by teams of specialist assessors and advisers.

Why choose MMA?

• More than 60 underwriters on hand across the country to assist you, assessing your risks and your exposure to them, in all areas from fire and business interruption to natural disasters and technology,
• Centralised teams to provide additional insight and backup, offering you more tailored advice and analysis when it is required,
• A team of 40 risk prevention officers to provide you with support and advice on protecting assets and enhancing risk prevention. After each visit, your risk prevention officer will provide a report setting out our specific recommendations and advice, so that you can continually improve the protection in place for your business assets.

And if you do need to make a claim, you can count on our support teams for help whatever the situation, including when legal issues are at stake. We are driven by a commitment to defending your interests and helping you get your business up and running again as soon as possible.