Property insurance: solutions to address the challenges facing businesses

We offer a wide range of solutions to cover the various business property risks faced by industrial, commercial or services companies, which can be adapted to suit each business’s needs.

MMA’s all risk insurance

We endeavour to offer cover that is easy to understand, with an innovative range of products providing comprehensive coverage. “MMA Tous Sauf” is an all risk insurance solution offering::

• Complete coverage of your business risks;
• Clearly established exclusions;
• Adaptable levels of cover and excess amounts to suit your specific needs;
• Cover such as the cost of bringing property into line with environmental standards, “environmental damage” and “loss of goods kept in a controlled atmosphere” to help you address the new challenges relating to the climate transition.

Tailored insurance from MMA

An insurance solution that lists the hazards covered while offering the highest standard of business risk coverage – including property insurance, business interruption losses due to material damage, liability in relation to occupancy of buildings, and associated costs and losses – with extras that can be added as needed, such as:

• Additional cover for theft, glass damage, machinery breakdown, deterioration of stock, loss of liquids and financial losses;
• Optional extras such as outdoor installations, goods in transit, additional costs relating to peak energy load management;
• Crisis management and restoring the company’s brand image.

Reputational risk is a new risk that is becoming more significant as society becomes more digitalised. To address this risk, we automatically include “Crisis management assistance”, part of our crisis management and business image protection insurance, offering five hours of advice from a specialist firm, as well as advice on how best to prepare your crisis management plan.

Local presence and expertise: the two winning strengths that make us different

We attach great importance to the expertise offered by our employees:

• More than 60 property insurance underwriters are on hand to help manage your exposure to risks such as fire, as well as any associated business interruption losses and, to an increasing extent, risks relating to natural disasters and technology; 
• Centralised teams to provide additional insight in complicated and high stakes situations;
• A team of prevention officers to provide support and advice on how to protect your assets and improve your risk management. Each prevention officer visit is followed by a report setting out specific recommendations and advice.

Finally, our highly responsive claims handling teams are renowned for their expertise in protecting your interests in the event of a claim.