Risk prevention – the key to managing business risks
Your business is exposed to a number of hazards, which can have a significant impact on your company.
updated on Jul 19, 2024
Your business is exposed to a number of hazards, which can have a significant impact on your company and lead to damages that cause substantial repercussions on your finances and/or people. Our risk prevention experts are on hand to help you both comply with legal risk prevention obligations as well as develop risk prevention programmes that appropriately reflect the risks your company faces.
A range of innovative services with COVÉA Solutions Prévention
In order to instil a prevention mindset and reduce incidents, we provide innovative services through Covéa Solutions Prévention that suit your needs. We cover all bases, offering local support, personalised guidance, risk assessments, analysis and assistance in implementing prevention mechanisms, to protect your business and customers as effectively as possible. And we do so for companies across all industries and geographic regions.
Helping employees to prevent road traffic incidents
For companies that own their own fleet of cargo vehicles, we offer programmes to prevent road traffic incidents. Adapted to suit your needs, these programmes are designed to help you reduce the frequency and severity of accidents involving employees and their vehicles, as well as any subsequent costs incurred (such as disabled vehicles and repair work). Furthermore, these tools help you comply with legal requirements regarding risk prevention and employee training.
Services related to road safety programmes
- Debriefing sessions over the phone with employees involved in an accident ;
- Tailored face-to-face or online training programmes ;
- Statistical monitoring supplemented by typological analysis of the company’s accident profile ;
- Material to raise awareness.
Property damage risks – protection for premises and production tools
Covéa Solutions Prévention supports its business customers to identify, assess and prevent fire risks, malicious actions, equipment breakdown and natural hazards. We also provide technical assistance to implement detection and/or automated protection systems, as well as extension projects.
Our services
In accordance with standards and regulations, while controlling budget costs, we commit to:
- Conducting visits to assess risks and suggest areas for improvement ;
- Oversee end-to-end projects with respect to fire detection/protection, intrusion and flooding, drafting the brief to check equipment compliance ;
- Provide you with best practice regarding prevention.
Protecting the long-term future of your business from interruptions
Interruptions, however short they may be, can compromise the ability of your business to continue operating in your market. In addition to the coverage from your insurance policy, you need to develop back-up solutions to safeguard business continuity, despite the loss of critical resources. To help you do just that, Covéa Solutions Prévention has joined forces with the specialist firm Adenium BRG :
- Self-assessment on site in order to evaluate the company’s level of vulnerability and its ability to respond and tackle the risks identified.
- Implementation of a business continuity plan to optimise the overall level of resilience.
Solutions outside France
As risks do not stop at national borders, we need to apply a global plan to control them. That is why our expert risk preventers are on hand to develop tailored risk prevention programmes that fit within your international expansion plans.
We can also call upon partners in our INI network to conduct risks assessments locally and communicate detailed reports that supplement the programme.
Why MMA?
Covéa Solutions Prévention provides comprehensive risk prevention programmes that kick into action right from the moment the insurance policy is taken out. Our teams systematically study the technical, insurance, legal and commercial aspects of every case. Our experts take a global view of customer needs and the risks they face, which enables us to build strong and lasting relationships with our customers built on trust, from day one.
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For further information about MMA’s insurance solutions, please contact your insurance broker